Financial & Housing Assistance
2-1-1 First Call for Help ~ United Way & Human Resource Council (HRC)
FREE confidential referral and information helpline and website open 24 hrs/day, 7 days/wk (Call 2-1-1 or 549-5555): Supplemental food and nutrition programs; shelter and housing options and utilities assistance; emergency information and disaster relief; Veteran services; health care, vaccination and health epidemic information; addiction prevention and rehabilitation programs; reentry help for ex-offenders; support groups; confidential path out of domestic abuse.
Low-Income Energy Assistance Program (LIEAP): http://humanresourcecouncil.org/energy-bill-assistance-services
HRC Mineral County: 211 Third Ave West, Superior (406) 822-4251, firstname.lastname@example.org
HRC Missoula County: 1801 S. Higgins Ave, Missoula (406) 728-3710, email@example.com
HRC Ravalli County: 303 N. Third, Hamilton (406) 363-6101, firstname.lastname@example.org
How Veterans Can Maximize Their Tax Benefits When Filing: Tips Here https://www.aarp.org/home-family/voices/veterans/info-2021/maximize-tax-benefits.html
Questions: Steve Reiter, Senior Operations Specialist – AARP Montana (406) 457-4702, email@example.com
Able Forces Foundation is a 501(c)(3) non-profit, founded by a disabled Veteran with a MISSION to provide immediate financial assistance to military and Veteran families identified in financial crisis.
Questions: (540) 631-9600, firstname.lastname@example.org
American Legion ~ Temporary Financial Assistance
From the American Legion's "Americanism and Children & Youth Division” for Veterans with children.
American Red Cross of Montana ~ “Service to the Armed Forces” (SAF)
Emergency Communications, Financial Assistance, Resiliency, Veteran Appeals, etc.
SAF Program Manager: Sara (406) 750-9939, email@example.com
Red Cross is the “Communication Arm of the Military”
“Be Red Cross Ready!” http://serve.mt.gov/american-red-cross-of-montana/
VOLUNTEER - Missoula contact: Gini, (406) 750-9939, firstname.lastname@example.org
At Risk Housing Coalition (ARHC) ~ City of Missoula Homeless Initiatives
ARHC continues to work on issues surrounding low-income housing and homelessness in Missoula and coordinates the local effort to plan and provide comprehensive services through a continuum of care.
Bob Woodruff Foundation ~ Grants
The Bob Woodruff Foundation is a national nonprofit dedicated to ensuring post-9/11 impacted veterans, service members, and their families are thriving long after they return home.
2/2021 BWF has been generous with CVEBs, specifically, with the $10K grant for providing food to Veterans Families.
6/2020 "Project Healing Waters Fly Fishing, Inc (PHWFF) has received a grant from the Bob Woodruff Foundation (BWF)" https://projecthealingwaters.org/announcements/project-healing-waters-receives-grant-from-the-bob-woodruff-foundation/
Contact: (646) 441-6864, email@example.com
CELL PHONES (Free or Reduced)
"People with Medicaid, SSI and other govt. programs can qualify for a free or greatly reduced cost cell phone service!"
The Bethel Community Church Clothes Closet ~ FREE Clothing For Men, Women & Kids of All Ages as well as bedding, towels, back packs, duffels; Open Tuesdays 10am – 1pm
1601 South 6th St. West (one block west of Russell), Missoula, (406) 721-2780, firstname.lastname@example.org
Coldwell Banker The Brokers ~ Realogy Military Rewards
When you connect with a real estate agent, earn between $350 to $7,500 in cash back* or rewards when you buy and/or sell a home.
Questions: Rachel Court, Coldwell Banker The Brokers, (406) 794-9915, email@example.com
DAV Disaster Relief
Our Disaster Relief Program supports veterans, service members, surviving spouses and their families during times of great need in the aftermath of isolated/large-scale disasters.
Questions: Fort Harrison, (406) 495-2089
Engel & Völkers ~ Broker & Spouse of Combat Vet
Interested in meeting with Bitterroot business owners, Veterans, and spouses. “Home Tomorrow” gives a portion of commission back to local Veteran non-profits.
102 B Main, Stevensville
Contact: Heidi Stahl, Broker license RRE-BRO-LIC-69841, (406) 207-1073, firstname.lastname@example.org
Grants for Veterans ~ Low Income Veterans
Assistance for low income veterans with finding free grants. These grants help veterans with rent, housing, education, medical bills, and utility bills. Montana: http://freegrantsforveterans.org/grants-for-veterans-in-montana/
Questions: Carol Wright, email@example.com
Grants for Veterans ~ Montana
Grants for veterans for homes, home improvement, and business. Grants for the disabled veteran, small business grants for veterans and grants for individuals and organizations supporting veterans and their families.
Questions: (561) 249-4129 or submit question at: https://montana.grantwatch.com/contact-us.php
Hilton Honors™ Military Program
Provides up to 100,000 hotel points to eligible Transitioning Service Members and Veterans to support needed travel for verifiable employment related activities, such as a job search, training for a new job, or finding housing (process can take 7-10 days for approval so plan accordingly) If you’re a Veteran seeking a short stay while conducting a job search or looking for housing, please contact: Nick Moschetti - State Veteran Coordinator, Montana Department of Labor & Industry (406) 444-1630, firstname.lastname@example.org
Homeless Training Institute
Online training that teaches your staff how to confidently and compassionately solve problem behavior from troubled individuals.
Homeless Triggers ~ Most homeless individuals have suffered from trauma - physical abuse, sexual abuse, abadonment, eviction, etc. This brief clip of our Core Training about unwanted touch and how it ties to trauma: https://vimeo.com/478471920/0932d814de
Questions: Krissie Dowd - Homeless Training Institute, email@example.com
OR Ryan Dowd, firstname.lastname@example.org
Home Renovation Grants for Veterans ~ Skilled Roofers
Home improvement jobs can be costly and time consuming. Fortunately for Veterans, the US government and a few private organizations offer grants and aid to help them with their home modification projects.
Questions: Amy Babin (747) 292 0811, email@example.com
Homes for Heroes ~ Affiliate Lenders
EXIT Realty ~ Melissa is an USMC & Army Veteran who represents buyers and sellers in their best interests. She’s a Homes for Heroes realtor, so she specializes in VA home purchases. Contact: Melissa Huus, EXIT Realty 406-531-0015, firstname.lastname@example.org
Galipeau Mortgage ~ Jackie Galipeau, Homes for Heroes Affiliate Broker (406) 926-2618, email@example.com
Keller Williams ~ Wendy Bush, Realtor 1817 South Ave. W., Missoula (406) 531-4873, firstname.lastname@example.org
Homeword ~ Homebuyers, Rent Wise & Financial Fitness Workshops
1535 Liberty Lane, Suite #116A, Missoula
Financial Fitness Classes (Introduction to Achievable Savings Goals, Credit Repair, Retirement Strategy, Debt Repayment Plans, and Building YOUR Financial Freedom): http://www.homeword.org/our-services/financial-education/
Questions: Katie Sadowski, Katie@homeword.org
Montana Street Homes ~ http://www.homeword.org/our-properties/missoula/montana-street-homes
Questions: (406) 532-4663, email@example.com
Hope Rescue Mission (formerly Union Gospel Mission)
Hope Thrift Boutique, 702 SW Higgins Missoula, MT 58903
Food & hygiene items, clothing & household goods. Helping People get back on their feet and restoring HOPE and resources in their time of need.
Questions: Hope Rescue Mission, 549-HOPE (4673), firstname.lastname@example.org
Or, April, Director Of Community Outreach (406) 542-5240, email@example.com
Housing ~ Montana Department of Commerce
301 S. Park Ave., Suite 240, Helena, MT 59620
Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans whose housing needs are not met by the market.
Questions: (406) 841-2840, firstname.lastname@example.org
Or, TOLL FREE: 800-761-6264
Housing Montana Heroes ~ The Poverello Center, Inc.
1110 W. Broadway, Msla, (406) 728-1809
Alena Gostnell, MSW, SWLC – Veteran Programs Manager 406-317-3131, email@example.com
Housing Montana Heroes is up to 24 months in a secure wing on the 2nd floor of the Poverello emergency shelter; Clinical Model: Provides access to therapy, group therapy or working with someone in the community on mental health; Service Intensive: Up to 24 months; With access to private shower space, laundry, community room, case management and referral resources.
Questions: Vanessa Cassens - Housing Montana Heroes Case Manager 406-529-0639, firstname.lastname@example.org
OR Collin Tonkovich - Case Manager 406-728-1809, email@example.com
Veteran Shelter Program: Vanessa and Collin are the case managers for these programs as well; 90-120 day program for Veterans who qualify for VA healthcare; Veterans are prioritized for a bed, given a locker and access to the second floor showers, laundry, community room, case management, and resources and referrals.
Veteran Housing Retention: Collaboration with the Poverello Center, the VA and HUD/VASH; Sue will follow clients coming from transitional housing into permanent supportive housing; This is a volunteer program for up to 6 months in coordination with HUD/VASH; She will work with Veterans identified as experiencing homelessness, until they are stably housed for 6 months.
Questions: Sue Ellerman - Case Manager 406-493-5736, firstname.lastname@example.org
VALOR HOUSE: Valor is a collaboration with MHA, POV and VA; Bridge Model at Valor: 90-120 days with housing intervention in hand (Lease, voucher); Service Intensive at Valor - Up to 24 months, after 12 months can apply for Housing Choice Voucher good anywhere in US.
Questions: Joey Boyle - Valor House Case Manager 406-829-3928, email@example.com
*** All programs have room on the waitlist! Only exceptions are dishonorable discharge & those who are required to register as a sex offender (case by case).
HUD-VASH Supportive Housing Program
Collaborative effort where low-income Veterans receive section 8 rental vouchers plus case management and supportive services.
If you know property owners, please let them know that we need the communities support. There are many benefits for landlords to participate in the program: https://www.va.gov/HOMELESS/docs/LandlordsFactsheet508.pdf
HUD-VASH Case Managers collaborate with VOA for temporary assistance, assist Veterans with the landlord applications, and help them transition into a voucher for an apartment.
Additional resources, brochures, etc: https://www.va.gov/homeless/get_involved.asp
Questions: Erick Kahila, MSW - HUD VASH Case Manager, David J Thatcher CBOC (Missoula) Montana VAHCS, 2685 Palmer Street, Suite B, Missoula, MT 59808 (406) 493-3706 Cell (406) 202-5640, Erick.Kahila@va.gov
The Independence Fund
To assist Veteran families who may be experiencing financial challenges, the Independence Fund established a new program, Independence@Home, to help homebound Veterans with emergent costs like rent, utilities, childcare, transportation, and grocery and medical product delivery.
Questions: (888) 851-7996, firstname.lastname@example.org
Missoula Economic Partnership ~ Big Sky Trust Fund Grants
Or, Nicole Rush, Business Initiatives Director (406) 541-6461, Cell (406) 594-7874, email@example.com
Missoula Food Bank
The Food Bank has a very simple form to obtain free school clothes for children. You just jot down age, pant size, shoe size and a phone number.
Questions: MFB, 1720 Wyoming St., Missoula (406) 549-0543
Missoula Housing Authority (MHA) ****** VSN Housing Leadership ******
missoulahousing.org ~ APPLY: missoula.house
1235 34th St., Missoula
Missoula Housing Authority provides quality housing solutions for low and middle-income households in Missoula and the surrounding area.
Family Self Sufficiency Program
This is a voluntary program designed to help individuals and families achieve their goals of employment and creating a savings.
FSS Coordinators at Missoula Housing Authority (Section 8): (406) 549-4113
Tamara Kindred (A-K) FSS Coordinator (Section 8), Extension 121, firstname.lastname@example.org
Rebecca Stancil (L-Z) FSS Coordinator (Section 8), Ext. 106, email@example.com
FSS (Public Housing) Sierra Lowney PHFSS Coordinator, Ext. 112, firstname.lastname@example.org
FSS is a five-year, voluntary program for people who have housing subsidy vouchers and may be working through challenges such as employment, education, legal issues, basic needs, or financial problems.
Having issues with registering? Please contact Shanda Walker, (406) 549-4113 ext. 113, email@example.com
Our monthly Board Meetings are open to the public. Check out our website for the current month board packet and past minutes: https://missoulahousing.org/board-of-commissioners/board-meeting-schedule
Questions (VSN Leadership Team): Rebecca Stancil, Missoula Housing Authority, Family Self Sufficiency Director, (406) 549-4113 ext 106, Rstancil@missoulahousing.org
Missoula Mutual Aid Warehouse
150 S. Catlin St., Missoula
Everything is FREE and they don’t ask any questions except, “what do you need?” Diapers, wipes, formula, baby food; Cat/Dog soft & wet food; Cleaning products such as gallon of Clorox, gallon of vinegar, dish soap, sometimes laundry detergent (supply varies); Paper towels; Toilet paper; Feminine hygiene products; Razors, shaving cream; Thermometers; Can openers
HOURS: Monday, Tuesday, and Thursdays: 10am-7pm; Wednesdays 10am-1pm; Closed Friday-Sunday
Questions / Coordinate delivery: (406) 219-1843
Montana DPHHS Senior & Long Term Care, Veterans’ Home Services
To advocate and promote dignity and independence for older Montanans and Montanans with disabilities.
Senior and Long Term Care Division
General Help & Questions
Montana Fair Housing
Assistance with Fair Housing complaints, investigate allegations, and so much more!
Questions: Jodi Bartscher, Investigations Coordinator, (406) 782-2573, firstname.lastname@example.org
Montana Veterans Home ~ Columbia Falls
400 Veterans Dr., Columbia Falls, MT 59912
The Montana Veterans' Home is a Medicare/Medicaid and Veterans' Administration certified facility with 105 intermediate/skilled-care beds and 12 domiciliary beds. The nursing facility includes a 15-bed Alzheimer’s unit.
Contact: (406) 892-3256
Or, Joren Underdahl, Administrator, JUnderdahl@mt.gov
National Coalition for Homeless Veterans
The National Coalition for Homeless Veterans (NCHV) will end homelessness among veterans by shaping public policy, promoting collaboration, and building the capacity of service providers.
Questions: (202) 546-1969, email@example.com
Navy Federal Credit Union
Home Now offers down payment assistance for Montana homebuyers. The program covers up to 100% of down payment and closing costs, and it’s not limited to first-time homebuyers. Navy Feder-al Credit Union offers the Military Choice Loan as a no-down-payment option for servicemembers, veterans and reservists for serving our country.
Questions: Rachel Court, Coldwell Banker The Brokers, (406) 794-9915, firstname.lastname@example.org
NW Montana Veterans Stand Down & Food Pantry
1349 Hwy 2 East, Kalispell MT 59901
Operation Warrior Sanctuary ~ Veterans Retreat in the Swan Valley (Daily Interlake 6/9/19), “Mission Possible — Food pantry founders turning former Swan Valley boot camp into veterans center”
“The Northwest Montana Veterans Stand Down and Food Pantry is in need of volunteers to help refurbish Camp Ponderosa, the former Swan River Correctional Training Center near Condon. Cash donation and in-kind donations of equipment such as a heating and cooling system are also welcome.”
Questions: Allen Erickson, (406) 756-7304, email@example.com
Or, Cinnamon Davis-Hall, Community Outreach Specialist, NW MT Veterans Food Pantry & Stand Down, (406) 250-2394, firstname.lastname@example.org
Emergency Financial Assistance: The Military Heroes Fund emergency financial assistance program offers financial assistance for wounded, ill, and injured post 9-11 veterans who are experiencing an unexpected short term (1- 2 months) financial setback.
PUBLIC ASSISTANCE, Office of
Help Line (M - F 8:30AM – 4:30PM online apply.mt.gov): 1-888-706-1535
Montana DPHHS, OFFICE OF PUBLIC ASSISTANCE (OPA), 2677 Palmer, Suite 100, Missoula, email@example.com
HAMILTON, 310 N 3rd St, Hamilton, firstname.lastname@example.org
Supplemental Nutrition Assistance Program (SNAP, formerly known as Food Stamps); Temporary Assistance to Needy Families (TANF); Health Coverage (Medicaid; Medicaid Expansion Programs; Health Coverage for the Aged, Blind, or Disabled, & Medicare Premium Assistance); Emergency Assistance to Families with Children; Referrals
Questions: Kara Thomas, Field Operation Manager, Missoula Field Office of Public Assistance, Public Assistance Bureau/HCSD/DPHHS, (406) 329-1233, email@example.com
Double SNAP Dollars
Shop with SNAP/EBT and get bonus fruits & vegetables – swipe your EBT card to buy SNAP eligible foods.
Missoula: Farmers Market, N. Higgins Ave. by the XXX’s ($20 match per market) Saturdays May – October, 8am – 12:30pm and Tuesdays June – September, 5:30 – 7pm
Clark Fork Market: Under the Higgins Bridge ($20 match per market) Saturdays May – October, 8am – 1pm
Questions: (406) 926-1004, firstname.lastname@example.org
Retired Military & Annuitants Online
Defense Finance and Accounting Service (DFAS)
Request a 1099-R, report the death of a retiree, manage your retirement, and more!
355 S. Russell St., Missoula, (406) 549-0710, Hours: 9am – 3pm
Social Services: Showers, laundry, food boxes, rental assistance, utility assistance, gas / bus vouchers, hygiene kits,
school backpacks / clothes, Christmas toys / food.
9/23/20 Computer Use, "Salvation Army is open from 9-12, M-TH for people to use their computers for only JOBS and HOUSING (a couple of computers available)."
Church Services: Sunday School (9:30am), Sunday Worship (10:45am), Men’s Fellowship (Sun at 5:30pm)
Family Night Programs – Wednesdays 5:30pm (Kids’ Character Building Programs, Adult Bible Study)
Questions: SA (406) 549-0710
Semper Fi Fund
In the hour of need, our heroes deserve the very best care and support. We are committed to being there at the time of injury or illness and, if necessary, for a lifetime. Please reach out today.
Senior HOME CARE
Missoula Aging Services
Veteran Directed HCBS (Home Care)
Or, Montana DPHHS Senior & Long Term Care, Veterans’ Home Services
Small Business Admin (SBA) ~ Veteran Restaurant Owners Eligible for $28.6 Billion Restaurant Revitalization Fund
Questions: Brent E. Donnelly, District Director – Montana, U.S. Small Business Administration (406) 441-1083, Cell (406) 439-7613, Brent.Donnelly@sba.gov
One time Social Security Survivor Benefit of $255.
Questions: Missoula Aging Services (406) 728-7682
Southwest Montana Veterans Home (SWMVH) ~ Butte
MT DPPHS - INFO & APPLICATION: https://dphhs.mt.gov/sltc/homelivingoptions/montanaveteranshomes/swmvh
Please send applications to: Shyanne West - Admissions Director / Social Services Assistant, Southwest Montana Veterans Home, 65 Veterans Circle, Butte, MT 59701 OR email@example.com
Learn more about the first Veteran that moved in (March 2021– KPAX story): https://www.kpax.com/rebound/coronavirus-money-help/southwest-montana-veterans-home-welcomes-1st-resident-in-butte
Questions: Dee Burnham 406-444-4129, firstname.lastname@example.org
OR Mark Gollinger, State Liaison - Senior & Long Term Care Division, MT Dept. of Public Health & Human Services, (406) 465-3908, email@example.com
Military OneSource ~ Free Tax Prep and Filing Software (MilTax preparation and e-filing software is designed to address situations specific to the military): https://www.militaryonesource.mil/financial-legal/tax-resource-center/miltax-military-tax-services/ Questions: Tabitha, MT JCF & Military OneSource (406) 459-2746, Tabitha.GarvinBetancourt@MilitaryOneSource.com
Montana Dept of Revenue: https://mtrevenue.gov/
My Free Taxes sponsored by United Way: https://www.myfreetaxes.com/
Veterans Upward Bound, "I do taxes for Veterans for free." Stacie Grandpre Administrative Services Coordinator & Outreach (406) 209-8609, firstname.lastname@example.org (Schedule Appointment with Stacie: vubmt.us2.list-manage.com)
United Veterans Council (UVC) of Missoula and Ravalli Counties:
Veterans Relief Fund ~ Must show DD214 (Limit $50 per Veteran per year, depending upon the need).
The UVC was formally organized as a 501(c)(3) non-profit in 1994. Private money pays for all the donations.
They host and plan all Memorial Day services, Flag Day ceremonies, and host, organize, and distribute “Santa Socks,” Valentines, Easter cards, and Thanksgiving food baskets. The UVC is made up of members of the American Legion and their auxiliaries, Veterans of Foreign Wars and their auxiliaries, Marine Corps League, Elks Lodge and DAV.
Questions: Susan Campbell Reneau, UVC, (719) 661-4037, email@example.com
United Way of Missoula County
412 W. Alder St., Missoula
Education, health, income, and “Reaching Home”
Questions: (406) 549-6104, firstname.lastname@example.org
Or, Theresa Williams, LCSW, Reaching Home Coordinator, United Way of Missoula County, (406) 552-6398, email@example.com
NW Montana: 1203 US Highway 2 W Ste 31, Kalispell, (406) 752-8181, firstname.lastname@example.org
Roxanna Parker, Executive Director, United Way of Kalispell, (406) 752-7266
USA Cares provides financial and advocacy assistance to post-9/11 active duty US military service personnel, veterans and their families.
Insurance, Banking, Investments, Advice
U.S Small Business Administration ~ Paycheck Protection Program (PPP)
As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. To learn more, visit www.sba.gov
Contact: Brent E. Donnelly, District Director – Montana, U.S. Small Business Administration, Desk: 406-441-1083, Mobile: 406-439-7613, . Brent.Donnelly@sba.gov
VA Healthcare for Homeless Veterans (HCHV)
Homeless Patient Aligned Care Teams (H-PACTs) Program https://www.va.gov/homeless/h_pact.asp (Questions: (877) 424-3838 or chat online at va.gov/homeless)
Supportive Services for Veteran Families (SSVF) https://www.va.gov/homeless/SSVF/
Homeless Providers Grant and Per Diem (GPD) Program https://www.va.gov/homeless/gpd.asp
Domiciliary Care for Homeless Veterans (DCHV) Program https://www.va.gov/homeless/dchv.asp
Questions: (877) 424-3838 (Available 24/7)
VA Home Front
877-4AID-VET, 877-424-3838, www.va.gov/homeless
VA ~ Homeless Veterans
VA BLOG: Veterans experiencing or at risk of homelessness is a growing issue, and goes beyond housing with impacts to physical and mental health. VA has a new guidebook offering information on VA resources, programs, and services to help with housing and improving mental well-being: https://www.blogs.va.gov/VAntage/77920/support-veterans-facing-homelessness/
U.S. Department of Housing and Urban Development-VA Supportive Housing (HUD-VASH) ~ A collaborative program between HUD and VA where eligible homeless Veterans receive a Housing Choice rental voucher from HUD, paired with VA providing case management and supportive services to sustain housing stability and recovery from physical and mental health problems, substance use disorders, and functional concerns contributing to or resulting from homelessness. HUD-VASH subscribes to the principles of the Housing First model of care. Program goals include housing stability while promoting maximum Veteran recovery and independence in the community for the Veteran and the Veteran’s family. US Department of Veterans Affairs. https://www.va.gov/homeless/hud-vash.asp
Questions: Amy (406) 493-3724, email@example.com
OR David Petaja - Community Employment Coordinator, Homeless Veteran Recovery Program (HVRP), 3687 Veterans Dr., Fort Harrison, Montana 59636 (406) 447-6032, firstname.lastname@example.org
VA Home Loans
Things to know to build a home using a VA construction loan https://www.blogs.va.gov/VAntage/39718/things-to-know-to-build-a-home-using-a-va-construction-loan/
Stockman Bank ~ VA Home Loans, 321 W. Broadway, Missoula - Contact USMC Veteran, Becky Pederson, Real Estate Loan Officer, (406) 258-1437, Cell (406) 880-6452, Becky.Pederson@StockmanBank.com
VA Home Loan Centers
Montana VA Home Loan Limits: https://www.vahomeloancenters.org/montana-va-home-loan-limits/
Phil Georgiades is the CLS for VA Home Loan Centers and has over 22 years of professional real estate experience. Apply for a VA mortgage loan, call us at (877) 432-5626.
VA Nutrition & Food Services
Develops and provides comprehensive evidenced based nutritional services for our Veterans and their families across VHA’s health care facilities. NFS delivers safe and high quality patient food services.
The Veteran-Directed Home and Community Based Service Program
Missoula Aging Services
To qualify, you must be enrolled in VA Healthcare, and the VA determines eligibility of the Veteran.
Contact: Shelli Fortune, Veteran Directed HCBS Care Coordinator, MAS, (406) 728-7682, email@example.com
Or, Heather Bergerson, firstname.lastname@example.org
Veteran’s Guide to Saving on Housing Costs
Walks readers through the many ways they can save throughout home-buying process (not just through the VA loan).
Our writer even worked alongside veteran experts to get their take on how to save!
Questions: Lauren Thomas (reviews.com), email@example.com
VETERAN HOME LOAN PROGRAM
The Montana Veterans’ Home Loan Mortgage Program was established in 2011 by the Legislature to provide first mortgage funds to Montana residents who are serving or have served in the Montana National Guard or in the national armed forces and reserves. Funds for the program are provided from the principal of the Montana Coal Tax Trust Fund as authorized by 90-6-6 MCA.
The benefit of the program is a fixed-rate, 30-year mortgage loan at 1% lower than either the Fannie Mae Daily Historical Yields (FNMA) or Montana Housing’s posted interest rate. Program funds are provided from the principal of the Montana Coal Tax Trust Fund; income, asset and purchase price limits do not apply, however, there is a loan limit. The loans are originated by Montana Housing participating lenders, purchased and held by the Montana Board of Investments, and serviced by Montana Housing.
Eligible veteran with honorable service/discharge
No income, purchase price OR asset limits
True first time homebuyer (never owned a primary residence)
Resident of Montana
Must take a First Time Homebuyer class
Minimum $2,500 borrower investment (out of pocket)
Current maximum loan amount is $296,380 (Eff 4/1/21)
Condo's NOT allowed in program
Questions: Montana Housing, 301 S. Park Ave. / P.O. Box 200528, Helena, MT 59620-0528 (406) 841-2840
Veterans, Inc. ~ Helena
We help Veterans in MT who are unemployed or under employed find jobs, financial assistance for certifications, work clothing, tools etc.
Questions: Jennifer Thomas, Universal Services Advocate-Homeless Veteran Reintegration Program (HVRP), Veterans Inc., (406) 591-7519, Cell (406) 591-7519, firstname.lastname@example.org
Veteran Stand Downs – Nationwide
Veteran United Home Loans
VA Home Loans with no down payment, no mortgage insurance, and no loan limits. Service designed for Veterans.
Questions: (800) 590-2302
Veterans Upward Bound ~ Dave Ramsey Financial Peace
Dave Ramsey Financial Peace University: Amazing results for the Veterans and family members & FREE for Veterans. Leave money stress behind. Dave Ramsey and his team of financial experts will show you how to beat debt and never worry about money again.
Contact: Stacie Grandpre Administrative Services Coordinator, (406) 209-8609, email@example.com
Volunteers of America ~ Homeless Veterans Reintegration Program (HVRP) & Supportive Services for Veteran Families (SSVF)
HVRP provides homeless / at risk Veterans assistance w/obtaining gainful, long term, and meaningful employment. HVRP provides additional job hunting support services called “Individual Case Management” which includes job search assistance, vocational training (financial assistance to get into training programs), transportation assistance, work tools / phone / clothing assistance.
SSVF is designed to assist with housing stability. Eligible veterans receive case management and referrals to Veteran Administration (VA) and community resources for securing or maintaining permanent housing.
VOA - HVRP Missoula: Nancy Wittmier, Employment Service Coordinator, (406) 926-3600, firstname.lastname@example.org
Western Montana Mental Health Center
1315 Wyoming St., Missoula
ASK about Montana DPHHS' Projects for Assistance in Transition from Homelessness (PATH) Program
Questions: (406) 532-9700, email@example.com
1130 W. Broadway, Missoula
Women / children shelter assistance: Gateway Assessment Center, short term motel voucher assistance (3 days – 1/month). Emergency Housing – 50 day hotel voucher; Transitional Housing - 18month, 2 year subsidized program (pay 30% of income to rent); Rapid Re-Housing – help with security deposit + 2 months rent; Walk-ins: 12-4 Monday-Friday (wait list)
Questions: (406) 543-6691