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Housing Assistance & Programs

​2-1-1 First Call for Help ~ United Way & Human Resource Council (HRC):

FREE confidential referral and information helpline and website open 24 hrs/day, 7 days/wk (Call 2-1-1 or 549-5555): Shelter and housing options; disaster relief; Veteran services; AND MORE!

Emergency Winter Shelters:

Low-Income Energy Assistance Program (LIEAP):

HRC Mineral County: 211 Third Ave West, Superior (406) 822-4251,

HRC Missoula County: 1801 S. Higgins Ave, Missoula (406) 728-3710,

HRC Ravalli County: 303 N. Third, Hamilton (406) 363-6101,

Assisted Living:

Emergency Housing for Veterans; Senior Programs; State-by-State Programs.

Questions - VSN Leadership Team Members: Rebecca Stancil, MHA Family Self Sufficiency (FSS) Program Director (406) 549-4113 ex 106,

Erick Kahila, MSW – HUD VASH: Case Manager, David J Thatcher CBOC (406) 493-3706, C (406) 202-5640,

OR Senior Housing:

At Risk Housing Coalition (ARHC) ~ City of Missoula Homeless Initiatives:

ARHC continues to work on issues surrounding low-income housing and homelessness in Missoula and coordinates the local effort to plan and provide comprehensive services through a continuum of care.

Winter Rental Assistance program: This is a program run through the Salvation Army. Applications to the program are reviewed jointly by committee. The primary goal of this program is to assist families and individuals to maintain housing during the coldest winter months through leverage funds for either rent or deposit. The award amount is paid directly to the landlord. Submit completed Rental Assistance Application with documentation to: Winter Rental Assistance, 355 S. Russell St, Missoula (406) 215-1780 or

Bob Woodruff Foundation ~ Grants:

Bridging the Gap: How Existing Systems of Care Can Collaborate to Address Homelessness Among Veterans:

Contact: (646) 441-6864,

City of Missoula Housing Policy & Programs:

We know your comments help us make better decisions and design better housing projects!

Questions: City Housing 406-552-6393

Coldwell Banker The Brokers ~ Realogy Military Rewards:

When you connect with a real estate agent, earn between $350 to $7,500 in cash back* or rewards when you buy and/or sell a home. Rachel Court, Coldwell Banker The Brokers, (406) 794-9915,

Disability Housing Grant for Veterans:

VA housing grants are available for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently. Changing a home might involve installing ramps, widening doorways, and more. 

Emergency Rental Assistance ~ Montana Dept of Commerce: (406) 841-2840 or complete contact page:

Engel & Völkers ~ Broker & Spouse of Combat Vet:

I help Veterans & Service Members buy/sell homes! Heidi Stahl - Real Estate Broker, Engel & Völkers Western Frontier 102 B Main St., Stevensville +1 406 207 1073,

Five Star Investments, LLC:

Transitional / Sober Homes, 730 Turner Office, Missoula (406) 992-0151,

The Goodman Group ~ Senior Living:

Representing facilities Discovery in Hamilton and Riverside, Village Senior Residence and Village Healthcare in Missoula. Founded by John Goodman and his father, Sidney (USCG Veteran), GG has an Honor Wall at each location, and Veterans are offered a rent reduction. Other programs include “Beyond the Yellow Ribbon” & Big Sky Honor Flights (Veterans to Washington D.C.) ~ Valiant Veterans Program was started in 2010 to honor Veterans and their families. (952) 361-8000, OR Village Health: Dee Strauss, MHA, NHA – Executive Director, 2651 South Ave. W., Missoula (406) 728-9162, C (406) 899-1495,

Grants for Veterans ~ Montana:

Grants for veterans for homes, home improvement, and business. Grants for the disabled veteran, small business grants for veterans and grants for individuals and organizations supporting veterans and their families.

Questions: (561) 249-4129 or submit question at:

Homeless Training Institute:

Online training that teaches  your staff how to ​confidently and compassionately ​solve problem behavior ​from troubled individuals. "Homeless Triggers" ~ Most homeless individuals have suffered from trauma - physical abuse, sexual abuse, abadonment, eviction, etc. This brief clip of our Core Training about unwanted touch and how it ties to trauma: Questions: Krissie Dowd - Homeless Training Institute, OR Ryan Dowd,

​Homes for Heroes & "HOMEtown Heroes" ~ Affiliate Lenders:

  • EXIT Realty ~ Melissa is an USMC & Army Veteran who represents buyers and sellers in their best interests. She’s a Homes for Heroes realtor, so she specializes in VA home purchases. Contact: Melissa Huus, EXIT Realty 406-531-0015,

  • Foss Realty:; Offering a 1% broker fee to Veterans for selling or to buy a house 406-360-1343 Lee (LinkedIn:

  • Galipeau Mortgage ~ Jackie Galipeau, Homes for Heroes Affiliate Broker (406) 926-2618,

  • Keller Williams ~ Wendy Bush, Realtor 1817 South Ave. W., Missoula (406) 531-4873,

  • Montana Family Mortgage ~ HOMEtown Heroes Program giving Veterans and service members a discount on their home purchase and refinance costs! (406) 926-6388 OR C (406) 240-9686, (Mortgage Broker NMLS#1598813 - 2825 Stockyard Rd, Ste J5 Missoula)

Home Renovation Grants ~ Skilled Roofers:

Home improvement -Fortunately for Veterans, the US government and a few private organizations offer grants and aid to help them with their home modification projects. Amy (747) 292 0811,

Homeword & NeighborWorks ~ Homebuyers & Rent Wise Workshops:

Questions: 1535 Liberty Lane, Suite #116A, Missoula (406) 532-4663, OR

Housing Advocate Network & Missoula Works / MIC:

Get Housing and employment support from MW and the Housing Advocate Network (HAN) program. HAN is a network of volunteer leaders who are building relationships to assist individuals and families who are unhoused with finding housing, raising community awareness, and working together to change root causes of homelessness.

OPEN OFFICE HOURS: Monday - Thursday, 2205 34th St., Missoula, 10am – 12pm

Questions: Paige – Missoula Works / Missoula Interfaith Collaborative (406)

​HUD-VASH Supportive Housing Program ****** VSN Leadership Team ******

Collaborative effort where low-income Veterans receive section 8 rental vouchers plus case management and supportive services.

Questions: Erick Kahila, MSW - HUD VASH Case Manager, David J Thatcher CBOC (Missoula) Montana VAHCS, 2685 Palmer Street, Suite B, Missoula, MT 59808 (406) 493-3706 Cell (406) 202-5640,

Lighthouse Christian Home & The LOT Project:

Road Kits offer hope & dignity to the homeless – they are also shared w/ crisis intervention teams, Police / Sheriff Departments, etc. to give out. Cooler bags contain socks, HAMMER PHOOD, water, tissues, wipes, Band-Aids, thermal blankets, warmers, etc. The kits are funded by ministries & other donors. Contact Lacie for more info – LOT Project Director (406) 253-8016,

Missoula Aging Services ~ Veteran Directed Care (VDC); Questions: HEATHER BERGERSON, B.S. - Lead Care Coordinator, 337 Stephens Ave., Missoula 406.721.6953, C 406.207.3095,

Military Housing Assistance Fund:

MHAF assists active military and veteran families by providing them with closing cost gift funds to assist them with purchasing a home. +1 720-214-6451,

Missoula Housing Authority (MHA):

****** VSN Housing Leadership ******

1235 34th St., Missoula - APPLY:

MHA provides quality housing solutions for low and middle-income households in Missoula and the surrounding area.

  • Family Self Sufficiency Program: FSS is a five-year, voluntary program for people who have housing subsidy vouchers and may be working through challenges such as employment, education, legal issues, basic needs, or financial problems. FSS Coordinators at Missoula Housing Authority (Section 8): (406) 549-4113 

  • Trinity Apartments:; Update 10/19/22: MHA & Blueline have begun screening applicants for the Trinity apartments. Households who signed up on the interest list are being contacted at the email address they provided when registering; in the order they signed up. Blueline has created a fillable application PDF document and all applicants so far have been able to use that form.  In the event a household does not have the ability to fill out a form online, or the ability to print the application. They will be instructed to come to the main office @ MHA and get a paper application. Paper applications are up at the receptionist desk, we are not putting these outside for all access until the interest list has been worked. At our document drop box you will notice there are some bright yellow/lime envelopes created for Trinity households submitting items for their trinity application. The hope is this will help anyone processing the drop box in knowing where the documents go. There are an estimated 750 households on the waiting lists, Blueline is working 100 at a time, currently they are processing interested parties from May (Questions: Email Erin - Property Manager at MHA (406) 549-4113 x134,

  • Villagio Apartments: Scheduled to begin leasing June 2023 – visit; POC: Shanda,

  • Our monthly Board Meetings are open to the public. Check out our website for the current month board packet and past minutes:

Questions (VSN Leadership Team): Rebecca Stancil, Missoula Housing Authority, Family Self Sufficiency Director, (406) 549-4113 ext 106,

HUD Wait-list for Subsidized Programs: Jim McGrath - Director of HUD Programs, Missoula Housing Authority (406) 549-4113 ext. 122,

Montana Department of Commerce:

Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans 800-761-6264, (406) 841-2840,

Montana Fair Housing:

Assistance with Fair Housing complaints, investigate allegations, and so much more! Jodi Bartscher, Investigations Coordinator, (406) 782-2573,

Montana Veterans Home ~ Columbia Falls:

The Montana Veterans' Home is a Medicare/Medicaid and Veterans' Administration certified facility with 105 intermediate/skilled-care beds and 12 domiciliary beds. The nursing facility includes a 15-bed Alzheimer’s unit (400 Veterans Dr., Columbia Falls) (406) 892-3256 OR Joren Underdahl - Administrator,

Mountain Home:

501c3 nonprofit organization providing shelter for young mothers who need a place to live and a support network as they create safe, stable, and nurturing homes of their own. (406) 541-4663,

National Coalition for Homeless Veterans:

The National Coalition for Homeless Veterans (NCHV) will end homelessness among veterans by shaping public policy, promoting collaboration, and building the capacity of service providers. (202) 546-1969,

Navy Federal Credit Union:

Home Now offers down payment assistance for Montana homebuyers. The program covers up to 100% of down payment and closing costs, and it’s not limited to first-time homebuyers. Navy Feder-al Credit Union offers the Military Choice Loan as a no-down-payment option for servicemembers, veterans and reservists for serving our country.

Questions: Rachel Court, Coldwell Banker The Brokers, (406) 794-9915,

New Now Foundation ~ Flathead Valley:

Fiscally sponsored charitable fund aiming to establish a Sober Tiny House Community in the Flathead. We know we will be working with lots of Vets in the area, so please connect! Victoria Gabaldon (323) 391-0323, OR (406) 201-9456,

The Poverello Center, Inc.:

1110 W. Broadway, Msla, (406) 728-1809 - DIRECTOR: Jill Bonny, MSW, SWLC -
Questions: Lisa Sirois, MSW - Director of Programs (406) 529-4860,

Homeless Outreach Team (HOT): Team Lead - Christine (406) 493-7955

Johnson St. Emergency Winter Shelter, 1919 North Ave. W. – OPEN 24/7 – ALL are welcome who can be safe, be kind, and be respectful, including pets. Both locations follow strict CDC guidelines, so masks and social distancing are required. Questions: (406) 529-4185,

  • Housing Montana Heroes: Up to 24 months in a secure wing on the 2nd floor of the Poverello emergency shelter; Clinical Model: Provides access to therapy, group therapy or working with someone in the community on mental health; Service Intensive: Up to 24 months; With access to private shower space, laundry, community room, case management and referral resources.

  • VALOR HOUSE: Valor is a collaboration with MHA, POV and VA; Bridge Model at Valor: 90-120 days with housing intervention in hand (Lease, voucher); Service Intensive at Valor - Up to 24 months, after 12 months can apply for Housing Choice Voucher good anywhere in US. 

  • Veteran Housing Retention: Collaboration with the Poverello Center, the VA and HUD/VASH; Follow clients coming from transitional housing into permanent supportive housing; This is a volunteer program for up to 6 months in coordination with HUD/VASH; Work with Veterans identified as experiencing homelessness, until they are stably housed for 6 months. 

  • Veteran Shelter Program (VSP): 90-120 day program for Veterans who qualify for VA healthcare; Veterans are prioritized for a bed, given a locker and access to the second floor showers, laundry, community room, case management, and resources and referrals.

All programs have room on the wait-list! Only exceptions are dishonorable discharge & those who are required to register as a sex offender (case by case).

Questions: Kristian Stipe - Veteran Services Program Manager,

Natalie Caplis - Veteran Case Manager (Housing Montana Heroes and Veteran Shelter Programs) (406) 532-6690,

OR Marcus - HMH & VSP (406) 529-0639,

Renter Resources (MontPIRG):

Excellent resource for tenants that are struggling with landlords. Montana Public Interest Research Group, 141 Corbin Hall at UM (406) 243-2908,

Salvation Army:

Additional funding available for rental assistance. Contact Major Monica Covert (406) 549-0710,

Senior HOME CARE ~ Missoula Aging Services (Veteran Directed HCBS):

Montana DPHHS Senior & Long Term Care, Veterans’ Home Services: Questions: Heather Bergerson, BS - VDC Lead Care Coordinator (406) 721-6953, C (406) 207-3095,

Southwest Montana Veterans Home (SWMVH, MT DPHHS):  
Please send applications to: Shyanne West - Admissions Director / Social Services Assistant, Southwest Montana Veterans Home, 65 Veterans Circle, Butte, MT 59701 OR

Learn more about the first Veteran that moved in (March 2021– KPAX story):

Questions: Dee Burnham 406-444-4129, OR Mark Gollinger, State Liaison - Senior & Long Term Care Division, MT Dept. of Public Health & Human Services, (406) 465-3908,

Summit Housing Group (SHG):

Development company in Western Montana specializing in low-income housing tax credit (LIHTC), Class A Apartments and mixed-use developments. SHG has built, been awarded, or has under construction 33 LIHTC and mixed-use properties (1,696 units) spanning Montana. Questions: Austin Richardson – Army Veteran, OR SHG (406) 541-0999,


Working together, the Department of Labor Veterans' Employment and Training Service’s (DOL-VETS) Homeless Veterans’ Reintegration Program (HVRP) and the Veterans Affairs’ (VA) Supportive Services for Veteran Families (SSVF) program services can be leveraged to bring the greatest benefit and impact to those Veterans and their families who may be or who are at risk of experiencing homelessness. Questions: Jennifer Thomas - Veterans, Inc., Homeless Veteran Reintegration Program (406) 591-7519, C (406) 591-7519,

OR Volunteers of America (SSVF & HVRP) – Missoula (406) 926-3600

OR David Petaja - Community Employment Coordinator, Homeless Veteran Recovery Program (HVRP) (406) 202-9012 / 447-6032,

VA / VHA Homeless Veterans (HCHV):


VA Home Front 877-4AID-VET, 877-424-3838,

VA BLOG: Veterans experiencing or at risk of homelessness is a growing issue, and goes beyond housing with impacts to physical and mental health. VA has a new guidebook offering information on VA resources, programs, and services to help with housing and improving mental well-being:

  • U.S. Department of Housing and Urban Development-VA Supportive Housing (HUD-VASH) ~ A collaborative program between HUD and VA where eligible homeless Veterans receive a Housing Choice rental voucher from HUD, paired with VA providing case management and supportive services to sustain housing stability and recovery from physical and mental health problems, substance use disorders, and functional concerns contributing to or resulting from homelessness. HUD-VASH subscribes to the principles of the Housing First model of care. Program goals include housing stability while promoting maximum Veteran recovery and independence in the community for the Veteran and the Veteran’s family. US Department of Veterans Affairs.

Questions: Amy (406) 493-3724,

​​​​​​​​​VA Home Loans:

VA Home Loan Centers:

Montana VA Home Loan Limits:

Phil Georgiades is the CLS for VA Home Loan Centers and has over 22 years of professional real estate experience. Apply for a VA mortgage loan (877) 432-5626,

Veteran-Directed Home and Community Based Service Program:

To qualify, you must be enrolled in VA Healthcare, and the VA determines eligibility of the Veteran.

Contact: Shelli Fortune, Veteran Directed HCBS Care Coordinator, MAS, (406) 728-7682, OR Heather Bergerson,

Veteran’s Guide to Saving on Housing Costs:
Walks readers through the many ways they can save throughout home-buying process (not just through the VA loan).

Our writer even worked alongside veteran experts to get their take on how to save! Lauren (,


The Montana Veterans’ Home Loan Mortgage Program was established in 2011 by the Legislature to provide first mortgage funds to Montana residents who are serving or have served in the Montana National Guard or in the national armed forces and reserves. Funds for the program are provided from the principal of the Montana Coal Tax Trust Fund as authorized by 90-6-6 MCA.

The benefit of the program is a fixed-rate, 30-year mortgage loan at 1% lower than either the Fannie Mae Daily Historical Yields (FNMA) or Montana Housing’s posted interest rate. Program funds are provided from the principal of the Montana Coal Tax Trust Fund; income, asset and purchase price limits do not apply, however, there is a loan limit. The loans are originated by Montana Housing participating lenders, purchased and held by the Montana Board of Investments, and serviced by Montana Housing.

  • Eligible veteran with honorable service/discharge

  • No income, purchase price OR asset limits

  • True first time homebuyer (never owned a primary residence)

  • Resident of Montana

  • Must take a First Time Homebuyer class

  • Minimum $2,500 borrower investment (out of pocket)

  • Current maximum loan amount is $296,380 (Eff 4/1/21)

  • Condo's NOT allowed in program


Questions: Montana Housing, 301 S. Park Ave. / P.O. Box 200528, Helena, MT 59620-0528 (406) 841-2840

Veterans, Inc. ~ STATEWIDE:

Homeless Veteran Reintegration Program (HVRP) grant & Call of Duty Endowment (CODE) grant.

Questions: Chris Grudzinski - Director MT/ND,

Veterans Matter:

National Homeless Veterans Housing Program turns gifts into first/last month’s rent & security deposits to help Veterans get into housing. Questions:

Veteran United Home Loans:

VA Home Loans with no down payment, no mortgage insurance, and no loan limits. Service designed for Veterans.

Questions: (800) 590-2302

Volunteers of America ~ Homeless Veterans Reintegration Program (HVRP) & Supportive Services for Veteran Families (SSVF):

  • HVRP provides homeless / at risk Veterans assistance w/obtaining gainful, long term, and meaningful employment. HVRP provides additional job hunting support services called “Individual Case Management” which includes job search assistance, vocational training (financial assistance to get into training programs), transportation assistance, work tools / phone / clothing assistance.

  • SSVF is designed to assist with housing stability. Eligible veterans receive case management and referrals to Veteran Administration (VA) and community resources for securing or maintaining permanent housing.

Questions: 3550 Mullan Road Suite 103, Missoula, MT 59808 (406) 926-3600 OR

Western Montana Mental Health Center:

ASK about Montana DPHHS' Projects for Assistance in Transition from Homelessness (PATH) Program

Questions: 1315 Wyoming St., Missoula (406) 532-9700,


Women / children shelter assistance: Gateway Assessment Center, short term motel voucher assistance (3 days – 1/month). Emergency Housing – 50 day hotel voucher; Transitional Housing - 18month, 2 year subsidized program (pay 30% of income to rent); Rapid Re-Housing – help with security deposit + 2 months rent; Walk-ins: 12-4 M-F (wait list) Questions: (406) 543-6691

Learn More
Housing: Welcome
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