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Housing Assistance & Programs

VA Resources ~ Homeless Veterans

877-4AID-VET, 877-424-3838 Learn more!

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2025 "UNDERSTANDING CYCLES OF HOUSING INSTABILITY AND JUSTICE INVOLVEMENT IN MISSOULA COUNTY" - RI REPORT

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VA Home Loan Program Reform Act authorizes the Department of Veterans Affairs to create a “permanent partial claims program" that gives Veterans a second chance to stay in their homes - AL Story.

​​2-1-1 First Call for Help ~ United Way & Human Resource Council (HRC). FREE confidential referral and information helpline and website open 24 hrs/day, 7 days/wk (Call 2-1-1 or 549-5555): Shelter and housing options, disaster relief, Veteran services AND MORE!

HRC Mineral County: 211 Third Ave West, Superior 406-822-4251, info@hrcxi.org

HRC Missoula County: 1801 S. Higgins Ave, Missoula 406-728-3710, info@hrcxi.org

HRC Ravalli County: 303 N. Third, Hamilton 406-363-6101, info@hrcxi.org

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All Ways Caring HomeCare (VA health care community referral program): Veteran Care ~ Veterans who served our country deserve our very best care. All Ways Caring honors Veterans with the high-quality home care they need to keep their independence and maintain their dignity. Questions: Sherri Morse, LPN – Client Care Manager 406-251-9333, sherri.morse@allwayscaring.com

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Assisted Living Guide ~ Emergency Housing for Veterans; Senior Programs; State-by-State Programs. 

VSN Leadership Team Members:

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At Risk Housing Coalition (ARHC) ~ City of Missoula Homeless Initiatives. ARHC continues to work on issues surrounding low-income housing and homelessness in Missoula and coordinates the local effort to plan and provide comprehensive services through a continuum of care. The Winter Rental Assistance program is run through the Salvation Army. Applications to the program are reviewed jointly by committee. The primary goal of this program is to assist families and individuals to maintain housing during the coldest winter months through leverage funds for either rent or deposit. The award amount is paid directly to the landlord. Submit completed Rental Assistance Application with documentation to: Winter Rental Assistance, 355 S. Russell St, Missoula 406-215-1780 or Robert.Covert@usw.salvationarmy.org

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Bob Woodruff Foundation ~ Grants Bridging the Gap: How Existing Systems of Care Can Collaborate to Address Homelessness Among Veterans. Contact: 646-441-6864, info@bobwoodrufffoundation.org

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Century 21 Peak Properties - Diana, "I’m proud to offer a $1,000 credit toward closing costs for every active-duty service member or Veteran I have the privilege of assisting in the purchase or sale of a home or land. It’s a small way to say thank you for your service. I’m deeply committed to supporting our Veterans during their transitions—whether they’re moving into or out of the area." Contact diana@livinginmissoulamontana.com

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City of Missoula Housing Policy & Programs "Engage Missoula":

We know your comments help us make better decisions and design better housing projects!

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Coldwell Banker The Brokers ~ Realogy Military Rewards. When you connect with a real estate agent, earn between $350 to $7,500 in cash back* or rewards when you buy and/or sell a home. Rachel - Coldwell Banker / The Brokers 406-794-9915, rachel@cbthebrokers.com

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Disability Housing Grant for Veterans ~ VA housing grants are available for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently (installing ramps, widening doorways, etc.). 

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Emergency Rental Assistance ~ Montana Dept of Commerce 406-841-2840 or complete contact. 

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Engel & Völkers ~ Broker & Spouse of Combat Vet, "I help Veterans & Service Members buy/sell homes!"

Heidi - Real Estate Broker, 102 B Main St., Stevensville +1 406 207 1073, Heidi.stahl@evrealestate.com

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Fisher House Foundation ~ Located at VA hospitals across the country, Fisher House provides eligible military and Veteran families private lodging free of charge while their loved one is in the hospital. VA Blog

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Five Star Investments, LLC ~ Transitional / Sober Homes, 730 Turner Office, Missoula 406-992-0151, fivestarrental406@gmail.com

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The Goodman Group ~ Senior Living. Representing facilities Discovery in Hamilton and Riverside, Village Senior Residence and Village Healthcare in Missoula. Founded by John Goodman and his father, Sidney (USCG Veteran), GG has an Honor Wall at each location, and Veterans are offered a rent reduction. Other programs include “Beyond the Yellow Ribbon” & Big Sky Honor Flights (Veterans to Washington D.C.). Valiant Veterans Program was started in 2010 to honor Veterans and their families. 952-361-8000, info@thegoodmangroup.com

OR Village Health: Dee, MHA, NHA – Executive Director, 2651 South Ave. W., Missoula 406-728-9162, dee.strauss@villagehealthcare.com

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Grants for Veterans ~ Montana Grant Watch. Homes, home improvement, and business. Grants for the disabled Veterans, small business grants for Veterans, and grants for individuals and organizations supporting Veterans and their families. 561-249-4129 or submit question.

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Homeless Training Institute ~ Online training that teaches your staff how to ​confidently and compassionately ​solve problem behavior ​from troubled individuals. "Homeless Triggers" ~ Most homeless individuals have suffered from trauma - physical abuse, sexual abuse, abandonment, eviction, etc. This brief clip of our Core Training about unwanted touch and how it ties to trauma:

Questions: krissie@homelesstraining.com OR ryan@homelesslibrary.com

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​​Homes for Heroes & "HOMEtown Heroes" ~ Affiliate Lenders:

  • EXIT Realty ~ Melissa is an USMC & Army Veteran who represents buyers and sellers in their best interests. She’s a Homes for Heroes realtor, so she specializes in VA home purchases. Contact Melissa 406-531-0015, melissa.huus@gmail.com

  • Foss Realty: Lee is offering a 1% broker fee to Veterans for selling or to buy a house 406-360-1343 (LinkedIn). 

  • Galipeau Mortgage ~ Jackie - Homes for Heroes Affiliate Broker 406-926-2618, jackie@galipeaumortgage.com

  • Keller Williams ~ Wendy Bush, Realtor 1817 South Ave. W., Missoula 406-531-4873, wendy.bush@kw.com

  • Montana Family Mortgage ~ HOMEtown Heroes Program giving Veterans and service members a discount on their home purchase and refinance costs! 406-926-6388, davek@montanafamilymortgage.com (Missoula Mortgage Broker NMLS#1598813)

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Home Renovation Grants for Veterans ~ Skilled Roofers! Fortunately for Veterans, the US government and a few private organizations offer grants and aid to help them with their home modification projects. Amy 747-292 0811, amy.skilled.roofers@gmail.com

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Homeword & NeighborWorks ~ Homebuyers & Rent Wise Workshops: 

Questions: 1535 Liberty Lane, Suite #116A, Missoula 406-532-4663, info@homeword.org 

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Housing Advocate Network (HAN), Missoula Interfaith Collaborative & Missoula Works ~ Get Housing and employment support from HAN which is a network of volunteer leaders who are building relationships to assist individuals and families who are unhoused with finding housing, raising community awareness, and working together to change root causes of homelessness. 

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​HUD-VASH ~ Supportive Housing Program ****** VSN Leadership Team ******

Collaborative effort where low-income Veterans receive section 8 rental vouchers plus case management and supportive services.

  • Working with Property Managers! Also, if you know any private landlords or other property owners, please let them know that we need the community's support. There are many benefits for landlords to participate in the program: Fact Sheet

  • HUD-VASH Case Managers collaborate with VOA for temporary assistance, assist Veterans with the landlord applications, and help them transition into a voucher for an apartment. Contact Maureen.Olejniczak@va.gov

  • Additional resources, brochures ~ Get Involved!

Questions: Erick, MSW - HUD VASH, David J Thatcher CBOC (Missoula) 406-493-3706 Cell 406-202-5640, Erick.Kahila@va.gov

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Keep Missoula Housed

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Lighthouse Christian Home & The LOT Project ~ Road Kits offer hope & dignity to the homeless – they are also shared w/ crisis intervention teams, Police / Sheriff Departments, etc. to give out. Cooler bags contain socks, HAMMER PHOOD, water, tissues, wipes, Band-Aids, thermal blankets, warmers, etc. Contact Lacie for more info – LOT Project Director 406-253-8016, thelotproject@gmail.com

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Missoula Aging Services ~ Veteran Directed Care (VDC) Veterans may be able to receive support for living independently at home. 

Questions: 337 Stephens Ave., Missoula 406-728-7682

Chris Larson – VDC Care Coordinator 406-721-6953, Cell 406-240-0160, clarson@missoulaagingservices.org 

OR HEATHER BERGERSON, B.S. - Lead Care Coordinator, hbergerson@missoulaagingservices.org

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Military Housing Assistance Fund (MHAF) ~ Assistance for Veteran & service member families (closing cost gift funds to assist them with purchasing a home). +1 720-214-6451, errol@usmhaf.org

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Missoula Housing Authority (MHA) ****** VSN Housing Leadership ******

1235 34th St., Missoula - APPLY: missoula.house

MHA provides quality housing solutions for low and middle-income households in Missoula and the surrounding area: 

  • Family Self Sufficiency Program - Open to "Individuals": FSS is a five-year, voluntary program for people who have housing subsidy vouchers and may be working through challenges such as employment, education, legal issues, basic needs, or financial problems. FSS Coordinators at Missoula Housing Authority (Section 8): 406-549-4113 (Rebecca ext. 732; Tamara ext. 826; Sierra ext. 743).

  • Trinity Apartments: Blpmc.com

  • Villagio Apartments: Visit villagio.blpmc.com

  • 2025 UPDATE - Rebecca, "As we wrapped up 2024, Trinity and Villagio were fully leased. We are updating our voucher and affordable property waitlists. The Family Self Sufficiency Program was funded for 2025."   

  • Our monthly Board Meetings are open to the public. Check out our website for the current month board packet and past minutes.

VSN Leadership Team: Rebecca - Missoula Housing Authority FSS Director 406-549-4113 ext. 732, Rstancil@missoulahousing.org

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Montana Department of Commerce ~ Montana Housing strengthens our vibrant communities by supporting access to safe, affordable and sustainable homes for Montanans 800-761-6264 or 406-841-2840, housing@mt.gov

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Montana Fair Housing ~ Assistance with Fair Housing complaints, investigate allegations, and so much more!

Jodi - Investigations Coordinator 406-782-2573, mfhstaff3@montanafairhousing.org

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Montana Veterans Home (Columbia Falls) ~ Medicare/Medicaid and Veterans' Administration certified facility with 105 intermediate/skilled-care beds and 12 domiciliary beds. The nursing facility includes a 15-bed Alzheimer’s unit at 400 Veterans Dr., Columbia Falls 406-892-3256 OR Joren Underdahl - Administrator, JUnderdahl@mt.gov

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Mountain Home ~ 501c3 nonprofit organization providing shelter for young mothers who need a place to live and a support network as they create safe, stable, and nurturing homes of their own. Questions: 406-541-4663, info@mountainhomemt.org

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National Coalition for Homeless Veterans (NCHV) ~ Ending homelessness among Veterans by shaping public policy, promoting collaboration, and building the capacity of service providers. Questions: 202-546-1969, info@nchv.org

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National Veterans Homeless Support ~ Search & Rescue Program Questions: +1 321-208-7562, info@nvhs.org

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Navy Federal Credit Union ~ Home Now offers down payment assistance for Montana homebuyers. The program covers up to 100% of down payment and closing costs, and it’s not limited to first-time homebuyers. Also offers "Military Choice Loan" (no-down-payment option for Veterans, service members & reservists. Contact Rachel - Coldwell Banker "The Brokers" 406-794-9915, rachel@cbthebrokers.com

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New Now Foundation (Flathead Valley) ~ Fiscally sponsored charitable fund aiming to establish a Sober Tiny House Community. We will be working with lots of Vets in the area! Victoria 323-391-0323, victoria@newnowlife.com OR 406-201-9456, contact@newnowvillage.com

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The Poverello Center, Inc. ~ Housing Montana Heroes (HMH) up to 24 months in a secure wing on the 2nd floor of the Poverello emergency shelter. Provides access to therapy, group therapy and/or community mental health. Access to private shower space, laundry, community room, case management, and referral resources. 1110 W. Broadway, Missoula 406-728-1809
​Questions: Lisa Sirois, MSW - Director of Programs 406-529-4860, lsirois@thepoverellocenter.org

  • Homeless Outreach Team (HOT): Team Lead - Christine 406-493-7955​

  • VALOR HOUSE: Collaboration with MHA, POV and VA; Bridge Model at Valor: 90-120 days with housing intervention in hand (Lease, voucher); Service Intensive at Valor - Up to 24 months, after 12 months can apply for Housing Choice Voucher good anywhere in US.

  • Veteran Housing Retention: Collaboration with the Poverello Center, the VA and HUD/VASH; Follow clients coming from transitional housing into permanent supportive housing; This is a volunteer program for up to 6 months in coordination with HUD/VASH; Work with Veterans identified as experiencing homelessness, until they are stably housed for 6 months. 

  • Veteran Shelter Program (VSP): 90–120-day program for Veterans who qualify for VA healthcare; Veterans are prioritized for a bed, given a locker and access to the second-floor showers, laundry, community room, case management, and resources and referrals.

All programs have room on the wait-list! Only exceptions are dishonorable discharge & those who are required to register as a sex offender (case by case). Marcus - HMH & VSP 406-529-0639, mchiaretto@thepoverellocenter.org

Questions: Lewis Black - Veteran Services Program Manager, lblack@thepoverellocenter.org

POV DIRECTOR: Jill Bonny, MSW, SWLC - jbonny@thepoverellocenter.org

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Renter Resources ~ Montana Public Interest Research Group (MontPIRG) Excellent resource for tenants that are struggling with landlords. 141 Corbin Hall at UM 406-243-2908, info@mtpirg.org​

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Salvation Army ~ Additional funding available for rental assistance. Contact 406-549-0710, monica.covert@usw.salvationarmy.org

​OR Wendy - Social Services Coordinator 355 S. Russell St. Missoula 406-215-1785, Wendy.Rosser@usw.salvationarmy.org

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Senior HOME CARE: 

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Southwest Montana Veterans Home (SWMVH, MT DPHHS) ~ Please send applications to: Southwest Montana Veterans Home, 65 Veterans Circle, Butte, MT 59701 OR shyanne.west@swmvh.com

Learn more about the first Veteran that moved in (March 2021– KPAX story) Dee 406-444-4129, dee.burnham@mt.gov

OR Mark Gollinger, State Liaison - Senior & Long-Term Care Division 406-465-3908, mark.gollinger@mt.gov

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Summit Housing Group (SHG) ~ Development company in Western Montana specializing in low-income housing tax credit (LIHTC), Class A Apartments and mixed-use developments. SHG has built, been awarded, or has under construction 33 LIHTC and mixed-use properties (1,696 units) spanning Montana. Questions: (406) 541-0999, info@summithousinggroup.com

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US DOL VETS & VA ~ HVRP & SSVF (NVTI). Working together, the Department of Labor Veterans' Employment and Training Service’s (DOL-VETS) Homeless Veterans’ Reintegration Program (HVRP) and the Veterans Affairs’ (VA) Supportive Services for Veteran Families (SSVF) program services can be leveraged to bring the greatest benefit and impact to those Veterans and their families who may be or who are at risk of experiencing homelessness. Volunteers of America (SSVF & HVRP) – Missoula (406) 926-3600

OR David - Community Employment Coordinator (HVRP) 406-202-9012 / 447-6032, david.petaja@va.gov

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VA / VHA Homeless Veterans (HCHV): https://www.va.gov/HOMELESS/hchv.asp

Questions: Eileen.Devine@va.gov

VA Home Front 877-4AID-VET, 877-424-3838, www.va.gov/homeless

VA BLOG: Veterans experiencing or at risk of homelessness is a growing issue, and goes beyond housing with impacts to physical and mental health. VA has a new guidebook offering information on VA resources, programs, and services to help with housing and improving mental well-being: https://www.blogs.va.gov/VAntage/77920/support-veterans-facing-homelessness/

  • U.S. Department of Housing and Urban Development-VA Supportive Housing (HUD-VASH) ~ A collaborative program between HUD and VA where eligible homeless Veterans receive a Housing Choice rental voucher from HUD, paired with VA providing case management and supportive services to sustain housing stability and recovery from physical and mental health problems, substance use disorders, and functional concerns contributing to or resulting from homelessness. HUD-VASH subscribes to the principles of the Housing First model of care. Program goals include housing stability while promoting maximum Veteran recovery and independence in the community for the Veteran and the Veteran’s family. US Department of Veterans Affairs. https://www.va.gov/homeless/hud-vash.asp

Questions: Amy (406) 493-3724, amy.hill1@va.gov

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​​​​​​​​​VA Home Loans ~ How to Apply: 

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VA Home Loan Centers ~ Montana VA Home Loan Limits. Phil Georgiades is the CLS for VA Home Loan Centers and has over 22 years of professional real estate experience. Apply for a VA mortgage loan (877) 432-5626, info@vahomeloancenters.org

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Veteran-Directed Home and Community Based Service Program ~ To qualify, you must be enrolled in VA Healthcare, and the VA determines eligibility of the Veteran. Contact: Shelli Fortune, Veteran Directed HCBS Care Coordinator, MAS, (406) 728-7682, sfortune@missoulaagingservices.org OR Heather Bergerson, hbergerson@missoulaagingservices.org

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​Veteran’s Guide to Saving on Housing Costs: https://www.reviews.com/blog/veterans-home-buying-guide/
Walks readers through the many ways they can save throughout home-buying process (not just through the VA loan).

Our writer even worked alongside veteran experts to get their take on how to save! Lauren (reviews.com), lauren.thomas@reviews.com

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VETERAN HOME LOAN PROGRAM

The Montana Veterans’ Home Loan Mortgage Program was established in 2011 by the Legislature to provide first mortgage funds to Montana residents who are serving or have served in the Montana National Guard or in the national armed forces and reserves. Funds for the program are provided from the principal of the Montana Coal Tax Trust Fund as authorized by 90-6-6 MCA.

The benefit of the program is a fixed-rate, 30-year mortgage loan at 1% lower than either the Fannie Mae Daily Historical Yields (FNMA) or Montana Housing’s posted interest rate. Program funds are provided from the principal of the Montana Coal Tax Trust Fund; income, asset and purchase price limits do not apply, however, there is a loan limit. The loans are originated by Montana Housing participating lenders, purchased and held by the Montana Board of Investments, and serviced by Montana Housing.

  • Eligible veteran with honorable service/discharge

  • No income, purchase price OR asset limits

  • True first time homebuyer (never owned a primary residence)

  • Resident of Montana

  • Must take a First Time Homebuyer class

  • Minimum $2,500 borrower investment (out of pocket)

  • Current maximum loan amount is $296,380 (Eff 4/1/21)

  • Condo's NOT allowed in program

Details: https://housing.mt.gov/Homeownership/Lenders/Veterans-Home-Loan-Program

Questions: Montana Housing, 301 S. Park Ave. / P.O. Box 200528, Helena, MT 59620-0528 (406) 841-2840

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Veterans, Inc. ~ STATEWIDE:

Homeless Veteran Reintegration Program (HVRP) grant & Call of Duty Endowment (CODE) grant.

  • Helping Veterans who are unemployed or under-employed find jobs, build resumes, obtain work clothing, tools, get training, financial assistance for certifications, and MORE! (help with rent/utilities, etc.)

  • Veterans Inc. - Case Management.

Questions: gregnorgaard@veteransinc.org OR roysavage@veteransinc.org

OR Ryan Luchau - Employment & Training (HVRP), Universal Services Advocate, Helena 406-593-7191, ryanluchau@veteransinc.org​

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Veterans Matter: https://veteransmatter.org/

National Homeless Veterans Housing Program turns gifts into first/last month’s rent & security deposits to help Veterans get into housing. Questions: info@veteransmatter.org

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Veteran United Home Loans: www.vuhl.com

VA Home Loans with no down payment, no mortgage insurance, and no loan limits. Service designed for Veterans.

Questions: (800) 590-2302

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Volunteers of America ~ Northern Rockies

Homeless Veterans Reintegration Program (HVRP) & Supportive Services for Veteran Families (SSVF):

  • HVRP provides homeless / at risk Veterans assistance w/obtaining gainful, long term, and meaningful employment. HVRP provides additional job hunting support services called “Individual Case Management” which includes job search assistance, vocational training (financial assistance to get into training programs), transportation assistance, work tools / phone / clothing assistance.

  • SSVF is designed to assist with housing stability. Eligible Veterans receive case management and referrals to Veteran Administration (VA) and community resources for securing or maintaining permanent housing.

Questions: 406-926-3600

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Western Montana Mental Health Center: http://wmmhc.org/

ASK about Montana DPHHS' Projects for Assistance in Transition from Homelessness (PATH) Program

Questions: 1315 Wyoming St., Missoula (406) 532-9700, missoulaadults@wmmhc.org

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​YWCA: https://www.ywcamissoula.org/

Women / children shelter assistance: Gateway Assessment Center, short term motel voucher assistance (3 days – 1/month). Emergency Housing – 50 day hotel voucher; Transitional Housing - 18month, 2 year subsidized program (pay 30% of income to rent); Rapid Re-Housing – help with security deposit + 2 months rent; Walk-ins: 12-4 M-F (wait list) Questions: (406) 543-6691

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